There’s no time like now to plan for retirement

Want to retire in good financial shape? Here are some tried-and-true tips from local experts Kathy Rogers and Janera Harvey.

IN YOUR 20s
Kathy:

• Start saving and planning now.

• Take advantage of retirement savings plans offered by your employer, and contribute as much as it will match. If one is not offered, start your own.

• Purchase your own life insurance while you are young and healthy, even if you don’t have children or a spouse. It will cost less in the long run.

• Examine your values; what is important to you? Use those values to guide your decisions. Doing so will help ensure your future self will have a better financial life.

Client Testimonials

Some love words from clients

R. Stewart

“I met Janera in July 2019, I did not start my journey until September of 2019. In November of 2019 I became eligible for a pre-approval loan to buy my home (closed on house February 2020). Working with Janera was a great experience! She held me accountable, very hands on and answered any and every question I had. I would say if you’re looking for someone who will give you one on one coaching for your money needs, you have found the right person when you work with Janera.”

Nursing Director

C. Jennings

“I had an excellent experience with Janera! I was dealing with a collection agency that came from medical bills that I accumulated during college with a insurance company that barely payed a cent! After getting helpful tips from Janera I was able to negotiate my collection from 1880 to 1050! They wanted to only let me down to 1580 but due to some of the key pointers Janera instructed me with. I was able to speak to the manager and get it down to 1050! She is wonderful, I highly recommend!”

Sales Executive

A. Glover

“I recommend Janara Harvey to anyone who wants to get their finances in order. She takes the time out to look over your credit report, analyze your debt and come up with a plan to get you out of debt. She got me on track to be credit card debt free by June 2021 and with her guidance, I’m able to save an additional $500 a month.”

Government Agency

Anonymous

I have struggled with impulsive shopping and overspending, my whole life. Working with Janera has been a true blessing. She has been professional, kind, and gracious, always there for me when I needed her. The one-on-one counseling provided by her has made me accountable for my spending choices, and Janera has equipped me with tools to resist temptations and make better decisions. While I am still working towards my goals, I am fully satisfied with the personalized help I have received. Janera’s continuous support has significantly impacted my spending and saving, and I would highly recommend Mending Spending to anyone looking for assistance in overcoming bad spending habits and achieving financial stability. In summary, Janera has helped me transform my money management. Her personalized approach, expertise, and unwavering support has helped me develop healthier spending habits, pay off debt, and begin saving money. I am grateful for her exceptional services and would confidently recommend her to others seeking tailored assistance in taking control of their finances.

Client from Michigan, USA

Anonymous

I started working with Janera a little over a year ago at age 48 when I was seeking help for a lifetime of shopping addiction. I initially was paired with a different provider (therapist) and we both quickly realized that we weren’t a good match. Thankfully she (the therapist) recommended me to Janera believing that her focus better matched my specific needs. I started working with Janera a little over a year ago at age 48 when I was seeking help for a lifetime of shopping addiction. I initially was paired with a different provider (therapist) and we both quickly realized that we weren’t a good match. Thankfully she (the therapist) recommended me to Janera believing that her focus better matched my specific needs.

Client Testimonials

R. Stewart

Nursing Director

C. Jennings

Sales Executive

A. Glover

Government Agency

Anonymous

Client from Michigan, USA

Anonymous

North Carolina person

The Nadia Meyer Foundation for Mental Wellness

Mending Spending

Design by Spirit Media

Copyright © 2024