Want to retire in good financial shape? Here are some tried-and-true tips from local experts Kathy Rogers and Janera Harvey.


• Start saving and planning now.

• Take advantage of retirement savings plans offered by your employer, and contribute as much as it will match. If one is not offered, start your own.

• Purchase your own life insurance while you are young and healthy, even if you don’t have children or a spouse. It will cost less in the long run.

• Examine your values; what is important to you? Use those values to guide your decisions. Doing so will help ensure your future self will have a better financial life.